FairShare

FairShare is a non-custodial platform that gives people the tools to lend and borrow directly within their existing networks. Users agree their own terms and transact directly with each other, while FairShare provides the infrastructure to structure, calculate and manage the deal. Our platform supports flexible repayment schedules, interest-bearing and interest-free deals, automated reminders and repayment tracking, with shared schedules, KYC and legally binding digital contracts being added as the platform develops. FairShare never holds users’ money or lends from its own balance sheet. By removing the traditional financial middleman, borrowers can access more flexible terms and lenders keep 100% of the interest. Instead of that interest leaving the network, it stays within families, friends and communities — helping build grassroots economies and generational wealth from the ground up.

Traditional lending sends trillions in interest from individuals and communities to financial institutions, while many borrowers struggle to access fair and flexible credit. FairShare addresses both problems by giving people the infrastructure to lend and borrow directly within networks they already trust. More importantly, they retain 100% of the interest within their network, building grassroots economies from the ground up.